Set up a payment plan and spread the cost of your treatment!

0% Finance Options
Many of our patients prefer to spread their payments for higher cost dental treatments.

This is particularly useful, if you prefer to manage your finances monthly, or if your treatment comes
at the same time as other one-off bills.

That’s why we offer payment plans which allow you to pay in monthly instalments, interest free for
12 months or for longer periods with interest.

How do I apply?
It is easy to spread your treatment cost with us at Smile Serenity Dental Care, click here to apply

How much can I borrow?
You can borrow between £350 and £25,000, subject to status. You must be over 18 to apply, and
you must have lived in the UK for at least 3 years.

Do I have to pay a deposit?
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is
completely up to you.

How much are the repayments?
Depending on the amount you borrow and whether you pay a deposit. Our team will show you,
completely without obligation, the monthly repayments for your particular treatment.

How do I make the repayments?
The monthly payments are collected by Direct Debit, starting one month after you sign the credit
agreement, and are subject the usual guarantee from your bank.

When can I start the treatment?
Immediately - as soon as the credit agreement has been signed.

What if I decide that I don’t want the finance?
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the
credit agreement with no cost to you. However, if you have started any treatment which would have
been financed, you will have to make other arrangements to pay for it.

Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the
Financial Conduct Authority to carry out the regulated activity of credit broking under Firm
Reference Number 631193.
*Amount of Credit £2,000.00 Total Amount Repayable £2,520.00 Repayable by 60 monthly
payments of £42.00 Representative 9.9% APR variable. Finance is Subject to status and full terms
and conditions apply.

Smile Serenity Ltd trading as Smile Serenity Dental Care is an Appointed Representative of Chrysalis
Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out
the regulated activity of credit broking.

The payment plans are processed through Chrysalis Finance, who are FCA approved dental and
medical finance providers.